For Commercial Real Estate Loans:

REQUIRED DOCUMENTATION
Upload documents in form on right side

• 3 most recent years tax returns – both personal and business –
• Extensions for any filings – if applicable –
• 3 months most recent bank statements – both personal and business –
• Personal financial statements – updated within last 60 days –
• Year-to-date business operating statements – if applicable –
• Year end business operating statements if business tax returns are on extension
• Personal resume – required for investment properties if self managed –
• Property management resume, or letter of credentials, if property is professionally managed
• Letter of explanation for any derogatory credit, including: slow pays, charge-offs, liens, judgments, child support, etc.
• Schedule of real estate holdings – include purchase date, purchase price, and current mortgage amount
• Subject property rent roll – if not 100% owner occupied – if property is owner occupied and held in a different entity, i.e. LLC, and leased back to the business, then rent roll and copy of the lease must be provided
• Subject property leases – see above for owner occupied property
• Subject property income and expense statements, including year end and year-to-date
• For investment property with single or anchor tenant, include tenant financial statements